Using credit-registry data for Spain and Peru, we document that four main types of
commercial credit—asset-based loans, cash flow loans, trade finance and leasing—are …

Screening in consumer credit markets is often associated with large fixed costs. We present
both theory and evidence that, when lenders use fixed-cost technologies to screen …

This study maps the conceptual structure of the body of knowledge concerning bank risk to
understand this research strand better. A bibliometric analysis including 671 publications …

We examine the role of uninsured depositors in the 2023 Regional Banking Crisis by
emphasizing that they are valuable clients who demand loans. Banks with more uninsured …

We demonstrate the passthrough of Treasury supply to bank deposit funding through bank
market power. We show that an increase in Treasury supply crowds out bank deposits with …

This paper develops a simple analytical framework to study the impact of central bank policy-
rate changes on banks' credit supply and risk-taking incentives. Unobservable expost bank …

This research suggests a study model of determinants of investment decisions in the context
of financial innovation. The paper considers the technology innovation dimension, which …

We use the term structure of bank CD rates to examine whether maturity-transformation risk
is priced into the rates banks offer customers. We find that depositors pay a significant cost …

How does competition affect banks' adaptation to emergent risks for which there is limited
supervisory oversight? The analysis matches detailed supervisory data on home equity lines …

Bank liquid asset holdings vary significantly across banks and through time. The
determinants of liquid asset holdings from the corporate finance literature are not useful to …