Limited-use keys and cryptograms

H Ngo, C Aabye, J Sheets, O Makhotin - US Patent 11,164,176, 2021 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include encrypting account information …

Cloud-based transactions methods and systems

E Wong, C Flurscheim, O Makhotin, E Lopez… - US Patent …, 2018 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include using a limited-use key (LUK) to …

Embedding cloud-based functionalities in a communication device

E Lopez - US Patent 9,775,029, 2017 - Google Patents
Techniques for enhancing the security of a communication device may include providing an
application agent that executes in a trusted execution environment of the commu nication …

Hybrid integration of software development kit with secure execution environment

S Smirnoff, S Bhattacharya - US Patent 10,187,363, 2019 - Google Patents
(57) ABSTRACT A portable communication device may include a mobile application
executing in an application execution environ ment and a secure application executing in a …

Integration of payment capability into secure elements of computers

A Hammad - US Patent 9,424,413, 2016 - Google Patents
Stockton LLP (57) ABSTRACT Methods, secure elements, validation entities, and computer
program products for effecting secure communication of pay ment information to merchants …

Secure communication of payment information to merchants using a verification token

A Hammad - US Patent 10,049,360, 2018 - Google Patents
US10049360B2 - Secure communication of payment information to merchants using a
verification token - Google Patents US10049360B2 - Secure communication of payment …

Offline authentication

E Wong, C Aabye, C Flurscheim, C Jones - US Patent 10,846,694, 2020 - Google Patents
Techniques for enhancing the security of a communication device when conducting a
transaction using the communication device may include using a limited-use key (LUK) to …

Limiting e-card transactions based on lack of proximity to associated CE device

B Candelore, SM Richman, FJ Zustak - US Patent 9,953,323, 2018 - Google Patents
US9953323B2 - Limiting e-card transactions based on lack of proximity to associated CE device
- Google Patents US9953323B2 - Limiting e-card transactions based on lack of proximity to …

Payment channel returning limited use proxy dynamic value

O Makhotin, T Purves, C Gardner - US Patent 10,255,591, 2019 - Google Patents
A central platform provides proxy dynamic values for any one of a number of a cardholder's
portable payment devices, upon a request for such information made during a transaction …

Method for secure user and transaction authentication and risk management

R Ganesan - US Patent 8,806,592, 2014 - Google Patents
(54) METHOD FOR SECURE USER AND 2002fOO95507 A1 7, 2002 Jerdonek
TRANSACTION AUTHENTCATION AND 2003/0028451 A1 2/2003 Ananian RISK …