The study investigated factors influencing innovativeness in small and medium enterprises
(SMEs). Using empirical data from 330 SMEs, structural equation modelling was employed …

This desk research confirms that mobile technology has brought transformative power to the
non–banked and under banked population particularly females working in the informal …

The growth of digital financial innovations in emerging economies varies across countries
with Kenya's mobile money transactions leading in Africa. Empirical evidence is lacking to …

Recent studies reasoned that digitalising business processes support financial inclusion,
resulting in greater economic activities and growth. Digital financial inclusion is argued to be …

The introduction of the Internet has led to the development of new technologies and
applications that have been adopted by organisations and their users to enable them to …

The combined effect of ICT improvement, digitalization and change in clients' habits lead to
changes in the financial sector worldwide. Increased use of digital financial services (DFS) is …

The rapid proliferation of information and communication technology has accelerated
innovation in financial instruments, resulting in a heightened transformation of the …

This paper examines the relationship between citizens' level of digital skills and country
development. Country development is measured by Gross National Income per capita (GNI …

Vietnam thanks to the timely, urgent, and drastic responses of the Government in the
prevention and control of the Covid-19 pandemic, Vietnam is one of the few countries that …

Given new and innovative services brought about by Information and communication
technologies (ICTs) including social media, they have become vital tools and channels for …