Financial literacy, financial education, and economic outcomes
In this article, we review the literature on financial literacy, financial education, and
consumer financial outcomes. We consider how financial literacy is measured in the current …
consumer financial outcomes. We consider how financial literacy is measured in the current …
Factors influencing the behavioural intention to use cryptocurrency in emerging economies during the COVID-19 pandemic: Based on technology acceptance model 3 …
P Jariyapan, S Mattayaphutron, SN Gillani… - Frontiers in …, 2022 - frontiersin.org
Cryptocurrency could redefine the interplay of Internet-connected world markets by
eliminating constraints set by traditional local currencies and exchange rates. It has the …
eliminating constraints set by traditional local currencies and exchange rates. It has the …
$100 bills on the sidewalk: Suboptimal investment in 401 (k) plans
We identify employees at seven companies whose 401 (k) investment choices are
dominated because they are contributing less than the employer matching contribution …
dominated because they are contributing less than the employer matching contribution …
Unveiling the critical nexus: Volatility of crude oil future prices and trade partner's cash holding behavior in the face of the Russia–Ukraine conflict
This study investigates the spillover effects of the Russia–Ukraine conflict on corporate
finance, particularly focusing on cash-holding decisions of Chinese-listed firms from Q1 …
finance, particularly focusing on cash-holding decisions of Chinese-listed firms from Q1 …
The rise in US household indebtedness: Causes and consequences
The ratio of total household debt to aggregate personal income in the United States has
risen from an average of 0.6 in the 1980s to an average of 1.0 so far this decade. In this …
risen from an average of 0.6 in the 1980s to an average of 1.0 so far this decade. In this …
Mortgage timing
RSJ Koijen, O Van Hemert… - Journal of Financial …, 2009 - Elsevier
We study how the term structure of interest rates relates to mortgage choice at both
household and aggregate levels. A simple utility framework of mortgage choice points to the …
household and aggregate levels. A simple utility framework of mortgage choice points to the …
Mutual fund tax clienteles
Mutual funds are held by investors in taxable and tax‐qualified retirement accounts. We
investigate whether the characteristics, investment strategies, and performance of mutual …
investigate whether the characteristics, investment strategies, and performance of mutual …
Household leverage and the recession
We evaluate and partially challenge the household leverage view of the Great Recession. In
the data, employment and consumption declined more in US states where household debt …
the data, employment and consumption declined more in US states where household debt …
[PDF][PDF] Fintech trends in the united states: Implications for household finance
R Hikida, J Perry - Public Policy Review, 2020 - mof.go.jp
The modern financial technology (“FinTech”) revolution has two features that distinguish it
from previous eras of innovation:(1) Consumers have greater access to financial information …
from previous eras of innovation:(1) Consumers have greater access to financial information …