Behavioral science has made a considerable contribution to finance. To gain an
understanding of the scientific contributions emerging from all fields of finance with a …

This paper reviews psychological studies of real‐life use of credit, debt, and
overindebtedness, with the aim of making policy recommendations that could reduce the …

Anomaly detection approaches have become critically important to enhance decision-
making systems, especially regarding the process of risk reduction in the economic …

This paper draws on quantitative and qualitative research from social housing tenants in
Ireland, exploring the relationship between digital access to financial resources and …

Failure to switch service provider is viewed as leaving money on the table. While
psychological hassle and switching costs are often invoked to explain the observed inertia …

Rising student debt, overborrowing among Dutch students, and the complexity of students'
loan decisions signal the need for interventions that evoke more thoughtful loan decisions …

OJK is an independent institution that has the authority to regulate and supervise financial
services activities in the banking sector, capital markets sector and non-bank financial …

This exploratory study employs a mixed-methods approach to investigate consumer
decision-making when acquiring credit for significant purchases. We gathered data through …

Ten years after the formation of the UK's Behavioural Insights Team, over 200 institutions
worldwide apply behavioural science to public policy (OECD, 2019). The most impressive …

The origins of the Behavioural Research Unit (BRU) in Ireland lay in the financial crisis. The
calamity was particularly acute in Ireland, where policymakers could see that orthodox …