Purpose The purpose of this paper is to examine the relationship between financial literacy,
access to finance and growth among small-and medium-sized enterprises (SMEs) within the …

Most potential funders wish to see a business plan as a first step in deciding whether or not
to invest. However, much of the literature on how to write a business plan fails to emphasize …

MARK S. FREEL IS A LECTURER IN THE Centre for Entrepreneurship at the University of
Aberdeen, Scotland. This paper seeks to understand the nature and extent of barriers to …

This study adds new insights to the growing body of research showing that entrepreneurs'
communication skills and personal attributes influence investor decision making. Twenty …

This study extends the Pecking Order Theory by investigating the role of start-ups' strategic
posture for financial decision-making. Using a contingency approach, it proposes that a start …

Building on the literatures on asymmetric information and risk taking, this paper applies
conjoint experiments to investigate lending officers' probabilities of supporting credit to …

Purpose–The aim of this paper is to make sense of the “funding gap” by exploring how and
why informal entrepreneurial finance is made available to entrepreneurs. By challenging the …

Abstract Based within the West Midlands region of England, the current paper considers the
relative characteristic of product innovators and non-innovators along seven dimensions of …

Within the framework of judgment and decision making (JDM), considerable progress has
been made in research on how intuitions and emotions affect decision making. Much of this …

A detailed empirical study of how small business owners finance their enterprises, this
volume compares the experiences of women with those of men. The author redresses an …