Although the development of the card payment system allows for lowering the costs of
money circulation and thereby leads to significant economic gains, relatively small amount …

We estimate convergence in the European retail payments market during the period 1995–
2011 for the most popular retail payment instruments: cash, debit card, credit card, direct …

The development of the card payment system allows for lowering the costs of money
emission and circulation and thereby leads to significant economic gains. Yet relatively …

Consumption is an activity that must be done by everyone. In order to consume something, a
transaction is needed to get the goods or services desired. One kind of transaction that is …

This paper aims to analyze the determinants of cash usage in a selection of European Union
(EU) countries over the 2003–2016 period, based on a set of technological, socioeconomic …

Purpose This study analyzes how cultural and social values shape specific attitudes toward
credit cards and indebtedness and consumption behavior. Design/methodology/approach …

This work investigates the relationships between the retail payment system, monetary
aggregates and economic activity in Spain from a long-run perspective. This approach is …

The purpose of this study is to analyse the evolution of payment behaviours by emphasizing
the role of the regulation and the financial opening. We test whether the convergence …

The use of cheques has been declining in the European Union (EU), along increased
integration in the payments field. This trend is not uniform across the EU, and some …

The use of non-cash payment instruments in developing nations, particularly Indonesia, has
changed significantly compared to conventional payment instruments such as cash and …