Challenge-response mutual authentication protocol for EMV contactless cards

O Al-Maliki, H Al-Assam - Computers & Security, 2021 - Elsevier
Abstract Europay MasterCard and Visa (EMV) is the most popular payment protocol with
almost 7.1 billion EMV based credit and debit cards around the world. This payment protocol …

Biocryptosystems for Template Protection: A Survey of Fuzzy Vault

MB Akanbi, RG Jimoh… - 2022 5th Information …, 2022 - ieeexplore.ieee.org
Biometric recognition systems provide security to systems by preventing unauthorized
access. In recent times, research proved that unprotected biometric systems can be invaded …

Enhancing Financial Accessibility: A Tailored UPI Payment Application for Divyangjan

B Bhowmik, KK Sudhama, JR Dongala… - 2024 10th …, 2024 - ieeexplore.ieee.org
The emergence of financial technology (FinTech) has transformed the financial sector,
introducing a new era characterized by state-of-the-art technologies that enhance speed …

How Can Fingerprint Improves the Payment Experience of a Drink Vending Machine?

S Hutomo, P Sukarno… - 2020 8th International …, 2020 - ieeexplore.ieee.org
Many examples of technology on the payment scheme already help and facilitate
transactions in Indonesia such as internet banking, ATM or debit cards, e-money, and also …

Efficient biometric self-enrollment

N Vondrak, C Yuexi - US Patent 12,073,403, 2024 - Google Patents
A method and system for biometric self-enrollment is provided. A user can receive a portable
device and an enrollment device, as well as an enrollment identifier in a separate …

On the Security of the EMV Authentication Methods of Contactless Cards

O Al-Maliki, H Al-Assam - ECCWS 2020 19th European …, 2020 - books.google.com
The Europay, MasterCard, and Visa (EMV) is the global standard for a chip-based card
transaction. EMV payment specifications support a variety of payment methods such as chip …

Techniques to generate and store characteristics of a signature on a transaction card circuit

A Reynolds, EK Barnum - US Patent 11,328,285, 2022 - Google Patents
Various embodiments are generally directed to techniques to perform transaction with
transaction cards utilizing characteristics of customer's signature. Techniques may further …

Analysing and Improving the Security of Contactless Payment Cards

O Al-Maliki - 2020 - bear.buckingham.ac.uk
Europay, MasterCard, and Visa (EMV) is the most used payment protocol around the world
with 85.9% of the payment cards in the EU and the UK being EMV based cards in 2019. The …

Two-Dimensional Hybrid Authentication for ATM Transactions

MF Mridha, JI Rafiq, WU Zaman - Advances in Data and Information …, 2020 - Springer
Advancement of information technology leads toward a world with process automation to
perform a task more efficiently and avail the services with ease. Banking sectors are not an …

System, method, and apparatus for processing biometric inputs

AV Kankaria, S raj Rathod, N Bansal… - US Patent …, 2022 - Google Patents
Provided is a point-of-sale system for processing biometric inputs, comprising a fingerprint
reader configured to receive a plurality of fingerprints simultaneously or substantially …