This article explores the causes and consequences of cross-country variation in mortgage
market structure. It draws on insights from several fields: urban economics, asset pricing …

To explain an emerging trend towards deteriorating living conditions among low-income
households across several (West-) European countries, it makes sense to investigate …

This article concerns the temporality of debt. Against the claim that the society of debt has
emptied out futures via the elevation of the promise to pay to a total social fact, it suggests …

In the UK, homeownership has become increasingly important as a financial asset used for
welfare needs, particularly during old age. It has been suggested that other European …

The private rented sector (PRS) recently enjoyed a revival, in particular in the years before
and after the Great Financial Crisis (GFC). At the same time however, affordability concerns …

Housing wealth is the largest source of household wealth, but we know little about the
distribution of housing wealth and how institutions have shaped this distribution. Subsidies …

Across the EU, populations are shrinking and ageing. An increasing burden is being placed
on a smaller working population to generate the taxes required for pensions and care costs …

This paper studies the dynamic relationship among house prices, income and interest rates
in 15 OECD countries. We find that any disequilibrium in the long-run cointegrating …

The impacts of the global financial crisis continue to reverberate around the world. This
paper explores its impacts in the UK in general and England in particular in relation to the …

This comparison of mortgage product offerings in developed countries reveals significant
differences in the dominant product offerings. Countries differ in terms of the market share of …