Do consumers really follow a rule of thumb? Three thousand estimates from 144 studies say “probably not”

T Havranek, A Sokolova - Review of Economic Dynamics, 2020 - Elsevier
We show that three factors combine to explain the mean magnitude of excess sensitivity
reported in studies estimating the consumption response to income changes: the use of …

The effect of digital finance on Residents' happiness: the case of mobile payments in China

C Zhao, X Li, J Yan - Electronic Commerce Research, 2024 - Springer
With the popularization of digital finance in China, mobile payments have penetrated into all
aspects of residents' daily life. However, few studies have examined the potential impact of …

Liquidity constraints and labor supply

M Rossi, S Trucchi - European Economic Review, 2016 - Elsevier
In this paper we shed some light on how restrictions in financial markets, the so-called
liquidity constraints, might act in affecting labour supply decisions of Italian workers. One …

Consumption and credit constraints: a model and evidence from Ireland

P Gerlach-Kristen, R Merola - Empirical Economics, 2019 - Springer
After the onset of the financial crisis, consumption fell in many economies. This paper
presents a small-scale DSGE model with occasionally binding credit constraints. Indebted …

[PDF][PDF] Forecasting household saving rate with consumer confidence indicator and its components: Panel data analysis of 14 European countries

AM Klopocka, R Górska - 2021 - ersj.eu
Purpose: The aim of this paper is to assess the predictive power of the Consumer
Confidence Indicator and its underlying components for household saving rate in the broad …

Household savings constraints, uncertainty and macroprudential policy

C O'Toole, K McQuinn… - Scottish Journal of …, 2021 - Wiley Online Library
We investigate the impact of macroprudential policy on Irish households' perception of
savings adequacy, with a particular focus on households intending to purchase a home …

Do credit supply and unemployment risk matter for household saving? Evidence from Poland

AM Kłopocka, R Wilczyński - Evidence from Poland (December 24, 2021 …, 2021 - ceeol.com
This paper contributes to the literature on the effects of uncertainty on household saving–a
long-standing and extensively explored topic yet leaving a number of issues inconclusive. It …

Household savings constraints, uncertainty and macroprudential policy

P Economides, K McQuinn, C O'Toole - 2019 - econstor.eu
Despite the increasingly wide-spread nature of macroprudential regulations, relatively few
studies have assessed the implications of such policies on key household finance decisions …

The effectiveness of incentives to postpone retirement: evidence from Italy

I Ferrari - Journal of Pension Economics & Finance, 2019 - cambridge.org
This paper investigates whether financial incentives may be used as an effective device to
induce workers to postpone retirement by evaluating the Italian so-called 'super-bonus' …

Что определяет финансовое поведение домохозяйств в Пенджабе (Пакистан)

У Хабиба, МУР Бхайо - … : теория и практика/Finance: Theory and …, 2024 - financetp.fa.ru
Аннотация Цель данной работы—ответить на вопрос, что влияет на финансовое
поведение пакистанских домохозяйств? Учитывая эпистемологические принципы …