This article surveys research on the effects of digitalization on access to finance. We focus
the review on access through fintech. We review the growth of three main fintech …

Blockchain, a decentralized validation protocol in which no one individual entity completely
controls the process or information, is labeled both a “techno tour de force” and a “fraud.” …

Venture capital is associated with some of the most high-growth and influential firms in the
world. Academics and practitioners have effectively articulated the strengths of the venture …

Blockchain-based technologies are predicted as major disruptors for numerous business
applications and processes, which bears huge implications for e-commerce. Given the …

Initial coin offerings (ICOs) have emerged as a new mechanism for entrepreneurial finance,
with parallels to initial public offerings, venture capital, and presale crowdfunding. In a …

We argue financial technology (FinTech) is the key driver for financial inclusion, which in
turn underlies sustainable balanced development, as embodied in the UN Sustainable …

In an initial coin offering (ICO), new ventures raise capital by selling tokens to a crowd of
investors. Often, this token is a cryptocurrency, a digital medium of value exchange based on …

The intersection of finance and technology, known as fintech, has resulted in the dramatic
growth of innovations and has changed the entire financial landscape. While fintech has a …

More and more regulators are worrying about criminals who are increasingly using
cryptocurrencies for illegitimate activities like money laundering, terrorist financing and tax …

Ponzi schemes are financial frauds which lure users under the promise of high profits.
Actually, users are repaid only with the investments of new users joining the scheme …