We develop a model of banking industry dynamics to study the quantitative impact of
regulatory policies on bank risk‐taking and market structure. Since our model is matched to …

We develop a structural empirical model of the US banking sector. Insured depositors and
run-prone uninsured depositors choose between differentiated banks. Banks compete for …

We develop a new identification strategy to evaluate the impact of the geographic expansion
of a bank holding company (BHC) across US metropolitan statistical areas (MSAs) on BHC …

This paper examines the relation between geographic diversification and credit risk in
microfinance. The empirical findings from the banking industry are mixed and inconclusive …

Impact of income diversification strategy on credit risk and market risk among microfinance
institutions | Emerald Insight Books and journals Case studies Expert Briefings Open Access …

We develop a model of banking industry dynamics to study the quantitative impact of capital
requirements on equilibrium bank risk taking, commercial bank failure, interest rates on …

The study aims to investigate threats that might occur in diversification management,
operational risks of banking services in the process of digitalization, as well as the impact on …

We develop a model of banking industry dynamics to study the relation between commercial
bank market structure, entry and exit along the business cycle, and the riskiness of …

We provide new estimates of merger value creation by exploiting revealed preferences of
merging banks within a matching market framework. We find that merger value arises from …

We build a model of the mortgage market in which banks attain their optimal mortgage
portfolio by setting rates and steering customers. Sophisticated households know which …