The impact of resource curse on banking efficiency: Evidence from twelve oil producing countries

M Umar, X Ji, N Mirza, B Rahat - Resources Policy, 2021 - Elsevier
The resource curse is an evolving phenomenon in the context of financial development. In
this paper, using the firm-level data, we assess the impact of resource curse on the banking …

Deconstructing involuntary financial exclusion: a focus on African SMEs

A Simba, M Tajeddin, LP Dana… - Small Business …, 2024 - Springer
Small and medium-sized enterprises (SMEs) struggle to obtain credit when credit ratings
and collateral are used as criteria to assess their credit applications. In the context of Africa …

Non-performing loans in the euro area: Does bank market power matter?

M Karadima, H Louri - International Review of Financial Analysis, 2020 - Elsevier
In this study, we investigate the impact of bank market power on the change in NPL ratios in
the euro area over the period 2005–2017 by employing a penalized quantile regression …

Exploring environmental degradation spillovers in Sub-Saharan Africa: the energy–financial instability nexus

D Aloui, B Gaies, R Hchaichi - Economic Change and Restructuring, 2023 - Springer
This paper explores the macro-financial externalities of environmental degradation in Africa.
Specifically, we examine whether and how changes in non-renewable and renewable …

The effect of economic growth on banking system performance: An interregional and comparative study of Sub-Saharan Africa and developed economies

SC Obiora, Y Zeng, Q Li, H Liu, PD Adjei, T Csordas - Economic Systems, 2022 - Elsevier
As an important part of the financial sector, banking systems play a critical role in economic
development as well as in improving the quality of life of the people of sub-Saharan Africa …

[HTML][HTML] Employee turnover and the credit risk of microfinance institutions (MFIs): International evidence

MI Hossain, MA Mia, CW Hooy - Borsa Istanbul Review, 2023 - Elsevier
In today's competitive world, credit risk poses a significant challenge to lending institutions
such as microfinance institutions (MFIs) due to its impact on their long-term institutional and …

Competition–banking stability: the moderating role of government intervention quality in North African countries

N Basty, I Ghazouani - The Journal of Risk Finance, 2023 - emerald.com
Purpose This study investigates how bank competition affects financial stability and whether
government intervention contributes to shaping this relationship in North African countries …

The impact of bank competition on contagion risk: The case of Mexico

E Bátiz-Zuk, JL Lara-Sánchez - Journal of Economics and Business, 2023 - Elsevier
This paper examines the link between bank competition measures and risk indicators using
quarterly interbank exposures data for all banks in Mexico during 2008Q1–2019Q1. The …

Bank risk-taking and legal origin: what do We know about dual banking economies?

M Ali, N Alam, MA Khattak, W Azmi - Journal of Risk and Financial …, 2022 - mdpi.com
This paper investigates the relationship between legal origin and banks' risk-taking
behavior. We employ GMM to study a sample of both Islamic and conventional banks from …

[PDF][PDF] Determinants of credit risk: Empirical evidence from Indian commercial banks

TM Antony, G Suresh - Banks and Bank Systems, 2023 - businessperspectives.org
Credit risk is a significant factor affecting the financial stability of banks. Keeping the credit
risk under control is essential to maintain a bank's cash flow. This paper examines the …