Small and medium-sized enterprises (SMEs) are the backbone of every economy. So, when
an external crisis jeopardizes markets, such as the recent COVID-19 outbreak, SMEs are hit …

By utilizing the SME Finance Monitor and a unique dataset on the geographical location of
all bank branches in 11 UK economic regions, this paper examines the relevance of spatial …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs)
in the UK with respect to the banks' financial condition before and during the financial crisis …

Microenterprises–small companies with their own characteristic features–are a major
component of the economic system, which brings positive effects on employment, increases …

We analyze the financial constraint—export relationship in a framework that is consistent
with stylized features of data. The analysis accounts for whether firms need loans or have …

The aim of the paper is to define important credit risk factors in the SME segment, find out
how entrepreneurs evaluate these factors, and quantify the differences in their evaluation …

This paper assesses the evidence and investigates some of the mechanisms by which the
most recent banking sector crisis might have affected the supply side of the UK economy …

The recent financial crisis has generated interests in how business cycle affect bank lending
to SMEs. However, the effect of the business cycle on lending to SMEs in South Africa after …

This paper explores how US political uncertainty, stemming from partisan conflict, affects UK
households' access to bank credit. Using data from a unique UK survey database and the …

Credit risk is one of the most general risks that exist in the financial market and a major risk
faced by financial institutions. Credit risk management (CRM) is to identify, measure …