Paying for privacy and the personal data economy

SA Elvy - Colum. L. Rev., 2017 - HeinOnline
COLUMBIA LAW REVIEW Page 1 COLUMBIA LAW REVIEW VOL. 117 OCTOBER 2017 NO. 6
ARTICLE PAYING FOR PRIVACY AND THE PERSONAL DATA ECONOMY Stacy-Ann Elvy …

Poor information: How economics affects the information lives of low-income individuals

JT Hamilton, F Morgan - International journal of communication, 2018 - ijoc.org
This article applies economic principles to an exploration of how information is produced for,
acquired by, and utilized by low-income individuals in the United States. Low values placed …

Lender discrimination, black churches, and Bankruptcy

P Foohey - Hous. L. Rev., 2016 - HeinOnline
Based on my original empirical research, in this Article I expose a disparity between the
demographics of the roughly 650 religious congregations that have filed for Chapter 11 …

The Behavioral Economics of Lawyer Advertising: An Empirical Assessment

J Hawkins, R Knake - U. Ill. L. Rev., 2019 - HeinOnline
Lawyer advertising-what's the first thought that comes to mind? Likely it is the late-night
television commercial for a failed medical device or a mass tort. Images of sledgehammers …

Advertising Injustices: Marketing Race and Credit in America

J Hawkins, TC Penner - Emory LJ, 2020 - HeinOnline
Access to affordable credit played a central role in the Civil Rights Movement. But today,
racial and ethnic minorities oversubscribe to high-cost lending products like payday loans …

Using advertisements to diagnose behavioral market failure in the payday lending market

J Hawkins - Wake Forest L. Rev., 2016 - HeinOnline
With the federal government, states, and municipalities across the country reconsidering
payday and title lending laws, these loans have become a hotly contested issue. 5 Payday …

Do consumers need more protection from small‐dollar lenders? Historical evidence and a roadmap for future research

JB Bolen, G Elliehausen, TW Miller Jr - Economic Inquiry, 2020 - Wiley Online Library
We summarize the current debate surrounding four small‐dollar credit products: pawn loans,
vehicle title loans, payday loans, and cash installment loans from finance companies. We …

Prosecuting creditors and protecting consumers: cracking down on creditors that extort via debt criminalization practices

C Johnson - Law & Contemp. Probs., 2017 - HeinOnline
Searching online for the words" consumer,"" arrested," and" debtor's prison," reveals
numerous news stories about individuals who have been arrested over unpaid credit card …

What communities can do to rein in payday lending: strategies for successful local ordinance campaigns through a Texas lens

N Martin, RN Mayer - Law and Contemporary Problems, 2017 - JSTOR
Sometimes communities are unable to get state or federal lawmakers to deal with concerns
communities face every day. For example, consumers have consistently expressed a desire …

Poor Consumer (s) Law: The Case of High-Cost Credit and Payday Loans

S Becher, Y Feldman, O Lobel - … of Marketing and the Law (CUP …, 2018 - papers.ssrn.com
Consumers in general, and poor consumers in particular, often make counter-productive
financial decisions that undermine their welfare. One key example is that poor people …