Understanding the impact of borrowers' behavioural and psychological traits on credit default: review and conceptual model

A Goel, S Rastogi - Review of Behavioral Finance, 2023 - emerald.com
Purpose The purpose of the study is to identify certain behavioural and psychological traits
of the borrowers which have the tendency to predict the credit risk of the borrowers. And the …

[PDF][PDF] Households' credit demand: Main trends and characteristics for Ukraine

L Shkvarchuk, R Slav'yuk - Banks and Bank Systems, 2021 - businessperspectives.org
Household demand for credits is quite volatile, which requires constant evaluation of it
changes. The purpose of the paper is to identify quantitative signals, the use of which …

Optimism, debt accumulation, and business growth

SS Lim, M Bone - Journal of Behavioral and Experimental Economics, 2022 - Elsevier
Abstract Using Indonesian Family Life Survey data (2007, 2014), we investigate the role of
optimism in the dynamics of debt and business growth in Indonesia. In our model, optimism …

[图书][B] Consumer Financial Vulnerabilities in Malaysia: Issues, Trends and Psychological Aspects

NSA Mahdzan, ME Abd Sukor, I Ismail, M Rahman - 2020 - taylorfrancis.com
This book examines four aspects of Malaysian consumers' financial vulnerabilities. First, it
discusses the issue of over-indebtedness due to excessive reliance on consumer financing …

Why households borrow money? Socio-economic factors affecting households debts: a model approach

A Strzelecka, D Zawadzka - 2020 - um.edu.mt
Purpose: This research aims to identify and assess the socio-economic determinants of
Central Pomerania household indebtedness (at the household level) using non-parametric …

Behavioral Aspect Of Consumer Debt Intention And Household Consumption: A Case Of Riau, Indonesia

ZM Herispon, GMN Islam, MA Aqsa - Journal of Positive School …, 2022 - journalppw.com
This paper aims to examine the influence of behavioral factors on indebtedness for
household consumption in Indonesia. The data for this study was obtained from 490 …

Surviving strategies of rural livelihoods in South Sumatra farming system, Indonesia

E Wildayana, ME Armanto, Z Idrus… - E3S Web of …, 2018 - e3s-conferences.org
The research aimed to analyze surviving strategies of rural livelihoods in South Sumatra
farming system, Indonesia. The research was conducted in in January to April 2018 using …

Factors affecting accumulation of household debts in Malaysia

YLE Lee, VS Charun, HHM Zaki - International Journal of …, 2021 - journals.mmupress.com
Since 2000, the ratio of debt to income among Malaysian households has been showing an
upward trend. This paper examines the factors affecting accumulation of household loans …

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S Saito, K Yamashiro, M Iwami - Recent Advances in Modeling …, 2023 - books.google.com
The first was unveiling the completed whole line of the JR (Japan Railways) Kyushu
Shinkansen, the Kyushu super-express railway,'which passes through Kushu Island from …

Pengaruh Gaya Hidup, Peran Religiusitas, Self Control sebagai Variabel Mediasi terhadap Perilaku Pengelolaan Utang Masyarakat Di Surabaya

NEP Apriliani - 2019 - eprints.perbanas.ac.id
Penelitian Ida dan Cinthia Yohana Dwinta (2010) tujuannya untuk mendapatkan bukti
empiris bahwa ada pengaruh financial knowledge terhadap financial management behavior …