Consumer bankruptcy is one of the largest social insurance programs in the United States,
but little is known about its impact on debtors. We use 500,000 bankruptcy filings matched to …

Consumer bankruptcy provides partial insurance against bad luck, but, by driving up interest
rates, makes life-cycle smoothing more difficult. We argue that to assess this trade-off one …

1. David T. Bazelon, The Paper Economy (NY: Random House, 1963), p. 64. 2. Peter
Newcomb," The Richest People in America," Forbes (October 11, 1999): 169. 3. Michael J …

Injury offers the first sustained anthropological analysis and critique of American injury law.
The book approaches injury law as a symptom of a larger American injury culture, rather …

In recent years, consumer debt and the bankruptcy filing rate have received substantial
public and media attention in the United States. That attention pales in comparison with …

Objectives. We examined the impact of health insurance status on medical debt among
Arizona residents and the impact of both of these factors on access to care. Methods. We …

This paper investigates the relationship between the macroeconomy and health insurance
coverage for non-elderly Americans. We find that, for men, state unemployment rate is …

In this survey, we review the quantitative macroeconomic literature analyzing consumer debt
and default. We start by providing an overview of consumer bankruptcy law in the US and …

According to the Census Bureau, in 2003 more than 43 million Americans lacked health
insurance. Being uninsured is associated with a range of adverse health, social, and …

As the recent economic crisis has demonstrated, inequality often spans credit and labor
markets, supporting a system of cumulative disadvantage. Using data from the National …