A health insurer's Medical Loss Ratio (MLR) is the share of premiums spent on medical
claims, or the inverse markup over average claims cost. The Affordable Care Act introduced …

Objective Health insurance is based on people's significant risks in receiving health services
that they cannot afford alone. Since the outbreak of the corona epidemic, the health …

ABSTRACT A health insurer's Medical Loss Ratio (MLR) is the share of premiums spent on
medical claims. The Affordable Care Act introduced minimum MLR provisions for all health …

With the increase of life expectancy in China, the health and wellness industry has also
experienced rapid development, playing an important role in promoting the development of …

This dissertation studies three aspects of health insurance market regulation and design.
Chapter 1 (which is joint work with Steve Cicala and Ethan Leiber) studies a regulatory …

Haven was founded as a nonprofit joint venture between three global for-profit companies in
an effort to improve healthcare and reduce costs for their more than one million combined …