Present bias, mental budget constraint, and the payday consumption cycle
Y Xu, J Meng, Y Zhang, J Koo - China Economic Review, 2025 - Elsevier
This study investigates the phenomenon of household consumption rising and then
dropping after payday, even in the absence of liquidity constraints. Utilizing data from a large …
dropping after payday, even in the absence of liquidity constraints. Utilizing data from a large …
[PDF][PDF] New Evidence on Consumption and Income Dynamics from a Consumer Payment Diary
S Gilyard, S Schuh - 2022 - aeaweb.org
This paper extends and refines the finding (Schuh, 2018) that daily transaction-level
consumer payments in the 2012 Diary of Consumer Payment Choice (DCPC) cover a high …
consumer payments in the 2012 Diary of Consumer Payment Choice (DCPC) cover a high …
Household financial decision making
Households play an important role in the economy. Households are the most important
decision-making agents that drive consumption and savings in the economy. The savings …
decision-making agents that drive consumption and savings in the economy. The savings …
Essays on Consumption Dynamics
SM Gilyard - 2024 - researchrepository.wvu.edu
This dissertation, titled" Essays on Consumption Dynamics," comprises three chapters
delving into consumer behavior within the context of household financial management. It …
delving into consumer behavior within the context of household financial management. It …
Unemployment Insurance Monthly Benefits, Pay Frequency, and Claimants' Job Search Behavior
G Zhang - Sinquefield Center for Applied Economic Research …, 2023 - papers.ssrn.com
This paper studies how the unemployment insurance (UI) benefit profile and payment
schedule impact claimants' behaviors. The study reveals that liquidity-unconstrained …
schedule impact claimants' behaviors. The study reveals that liquidity-unconstrained …
[PDF][PDF] Present Bias, Mental Budget Constraint, and the Payday Overconsumption Puzzle
Y Xu, J Meng, Y Zhang, J Koob - yu-zhang-econ.com
Abstract: This study investigates the phenomenon of household consumption rising and then
dropping after payday, even in the absence of liquidity constraints, which has been …
dropping after payday, even in the absence of liquidity constraints, which has been …