Digital innovations are transforming financial services and resulting changes in consumer
behavior and personal money management. Diffusion of pervasive digital technologies …

The past two decades have seen a rapid increase in interest in financial inclusion, both from
policymakers and researchers. This paper surveys the main findings from the literature …

We undertake an assessment of our two decades of research on financial literacy, building
on our empirical research and theoretical work casting financial knowledge as a form of …

The rapid evolution of technology and a large number of smartphone users are transforming
the way the masses access financial services. Fintech companies consistently innovate in …

Women are less financially literate than men. It is unclear whether this gap reflects a lack of
knowledge or, rather, a lack of confidence. Our survey experiment shows that women tend to …

The study explores the effects of demographic factors on basic and advanced financial
literacy and financial knowledge perception. Complete data from 468 investors were …

In this editorial, we provided an overview of the papers in the inaugural issue of the Journal
of Financial Literacy and Wellbeing. They cover topics that are at the center of academic …

The Covid-19 pandemic has made economic and business conditions unstable. This causes
a decline in the economic and business sectors which can lead to business failure. It is …

Central banks are increasingly reaching out to the general public to motivate and explain
their monetary policy actions. One major aim of this outreach is to guide inflation …

We study perfectly patient agents who estimate the value of future events by generating
noisy, unbiased simulations and combining those signals with priors to form posteriors …