Enforcement actions aim to strengthen financial stability, and China has gradually bolstered
the intensity of its own related actions. This research manually sorts out the enforcement …

We provide a critical review of the empirical and theoretical literature on bank supervision.
This review focuses on microprudential supervision: the supervision of individual banking …

We analyse the effects of supranational versus national banking supervision on credit
supply, and its interactions with monetary policy. For identification, we exploit:(i) a new …

Motivated by its rapid growth, this paper investigates how FinTech activities influence risk-
taking by financial intermediaries (FIs). In this context, the paper revisits an ongoing debate …

We exploit the extinction of the thrift supervisor (OTS) to analyze the effects of supervision on
bank lending and bank management. We first show that the OTS replacement resulted in …

Bank prudential supervision is designed to enhance financial stability, but we are unaware
of extant empirical research linking this supervision to financial system risk. In particular …

Regulators often delegate monitoring to local supervisors, which can improve information
collection, but can also lead to agency problems and capture. We document that following …

This paper finds that the disclosure of supervisory actions by bank regulators is associated
with changes in their enforcement behavior. Using a novel sample of enforcement decisions …

We show that bank supervision reduces distortions in credit markets and generates positive
spillovers for the real economy. Exploiting the quasi-random selection of inspected banks in …

Relying on confidential supervisory data related to the 2016 EU-wide stress test, this paper
presents novel empirical evidence that supervisory scrutiny associated to stress testing has …