Determinants of uptake and strategies to improve agricultural insurance in Africa: a review

E Nshakira-Rukundo, JW Kamau… - Environment and …, 2021 - cambridge.org
Weather shocks affect smallholder farmers and pastoralists in Sub-Saharan Africa
unequally. Agricultural insurance has emerged as a safety net option to protect farmers' …

Insured loans and credit access: Evidence from a randomized field experiment in northern Ghana

K Mishra, RA Gallenstein, MJ Miranda… - American Journal of …, 2021 - Wiley Online Library
We conducted a two‐treatment randomized control trial in northern Ghana to investigate
how bundling index insurance with agricultural loans affects smallholder access to credit. In …

Climate change and index insurance demand: Evidence from a framed field experiment in Tanzania

JP Dougherty, JE Flatnes, RA Gallenstein… - Journal of Economic …, 2020 - Elsevier
Index insurance has been touted as part of an adaptation strategy to mitigate climate risks
among smallholder farmers. However, in the face of increasing drought probabilities …

Digital opportunities for the distribution of index‐based microinsurance: Evidence from a discrete choice experiment in Mali

E Kirchner, O Musshoff - Journal of Agricultural Economics, 2024 - Wiley Online Library
Index‐based microinsurance is a promising risk management tool for smallholder farmers.
Recently, several mobile‐delivered insurance schemes have entered the market …

The impact of index‐insured loans on credit market participation and risk‐taking

RA Gallenstein, JE Flatnes, JP Dougherty… - Agricultural …, 2021 - Wiley Online Library
Index‐insured loans offer considerable advantages over standalone insurance policies for
improving farmers' access to agricultural credit. However, research on demand for such …

Heterogeneous demand and supply for an insurance‐linked credit product in Kenya: A stated choice experiment approach

A Shee, CG Turvey, A Marr - Journal of Agricultural Economics, 2021 - Wiley Online Library
We employ a discrete choice experiment to elicit demand and supply side preferences for
insurance‐linked credit, a promising market‐based tool for managing agricultural weather …

Does inequality impede risk management? Evidence from a lab experiment in Ghana

RA Gallenstein - Journal of Risk and Insurance, 2024 - Wiley Online Library
Low income households in agrarian developing economies face considerable livelihood
risks, which have negative impacts on welfare. A growing literature focuses on internal …

Impact of index insurance on moral hazard in the agricultural credit market: Theory and evidence from Ghana

JP Dougherty, RA Gallenstein… - Journal of African …, 2021 - academic.oup.com
Recent research suggests that coupling microfinance loans with an index insurance policy
may be a cost-effective way to expand credit market access to smallholder farmers in …

Does bundling credit with index insurance boost agricultural technology adoption? Evidence from Ghana

K Mishra, RA Gallenstein, AG Sam… - Agricultural …, 2023 - Wiley Online Library
The adoption of advanced agricultural technologies in Sub‐Saharan Africa remains
disappointingly low, particularly among the millions of poor smallholders who account for …

Can revenue index insurance outperform yield index insurance?

RA Gallenstein, JP Dougherty - American Journal of …, 2024 - Wiley Online Library
Index insurance programs in developing countries have focused almost entirely on
agricultural production risk (ie, yield) while largely avoiding output marketing risk (ie, price) …