The emergence of digital currencies such as Bitcoin and the underlying blockchain and
distribution ledger technology have attracted significant attention. These developments have …

The technology of paying at the point-of-sale with a smartphone is available, but has not yet
been accepted by consumers or retailers in North America. Retailers are reluctant to invest …

The authors review recent developments in retail payments in Canada and elsewhere, with
a focus on e-money products, and assess their potential public policy implications. In …

Bitcoin, digital currencies and FinTech have been the subject of vigorous discussion. There
has, however, been limited empirical evidence of its adoption and usage. This paper …

We present results from the 2021 Methods-of-Payment (MOP) Survey, including updated
payment shares based on a three-day shopping diary. We highlight long-term trends …

We consider the potential usefulness of a large set of electronic payments data, comprising
the values and numbers of both debit card transactions and cheques that clear through the …

This study provides insight into the costs of cash, debit card and credit card payments made
at the point of sale in Canada in 2014. For each payment method, it examines the total …

In many industrialized countries, cash usage at points of sale has been decreasing owing to
competition from alternative means of payment such as credit cards. At the same time, cash …

The two-sided market theory holds that consumer adoption and merchant acceptance of
payment cards are interdependent. However, empirical evidence on such network …

This article investigates the relationship between experiential quality and behavioural
intention of the consumers towards banking services during the pandemic situation. The …