Abstract Cooperative Credit Banks (CCBs) play a significant role in fostering social
sustainability through lending decisions. In particular, CCBs are interested in supporting …

In this paper, we examine the relevance of both traditional and non-traditional data in
predicting default in two financial co-operatives (co-ops) in Kenya. Using micro-level …

In finance markets with asymmetric information, the borrower's relational characteristics of
social capital are relevant for lenders and borrowers as they increase the possibility of …

In the modern era, technological developments are changing so rapidly that they are
causing social imbalances, including in the business world. Current entities must be able to …