Financial cooperatives play an important role in the financial systems of many countries.
They act as a safe haven for deposits and are major sources of credit for households and …

The main objective of this paper is to identify the determining factors of the optimal credit
guarantee ratio in four members of the Association of Southeast Asian Nations (ASEAN) …

Banks have no time for complacency. They need to re-evaluate their competitive advantages
in light of profound changes driven by advances in information technology (IT) and …

Relationship lending is one of the most important lending technologies adopted by banks
and their borrowers. The adoption of relationship lending is mainly related to small business …

We examine if trade credit helped financially constrained SMEs survive the recent financial
crisis. Using data for 202,696 SMEs across 13 European countries over the period 2003 …

We analyze the differences in lending policies across banks characterized by different types
of ownership, using micro-level data on Euro area banks during the period 1999–2011 to …

We test in a European context the impact of countries' lending infrastructure on SMEs (small
and medium sized enterprises) capital structure. Devised from Berger and Udell (2006), this …

With this study, we try to explore new evidence about financial innovation in small and
medium enterprises (SME) financing impact on SME development in Bangladesh from 1985 …

Purpose This paper investigates the effect of entrepreneurial orientation (EO) on small-and
medium-sized enterprises'(SMEs) access to credit. Starting with the idea that SMEs' strategy …

This study examines lending growth in Western European banks over the 2004–2013
period. Using a panel of 18 Western European countries, the study investigates how lending …