Defeating the empire of forms

DA Hoffamn - Va. L. Rev., 2023 - HeinOnline
Contract's empire of forms, on a generations-long march, continues to conquer new territory.
Not content with dominating the worlds of commercial law and finance, written contracts now …

Predicting consumer contracts

N Kolt - Berkeley Tech. LJ, 2022 - HeinOnline
This Article empirically examines whether a computational language model can read and
understand consumer contracts. In recent years, language models have heralded a …

The Consent Burden in Consumer and Digital Markets

E Corren - Harv. JL & Tech., 2022 - HeinOnline
Consent has become central to the governance of consumer markets in general and digital
markets in particular. But consumer consent is arguably empty, and it enables and …

Toxic Promises

SI Becher, Y Feldman, M Furth-Matzkin - BCL Rev., 2022 - HeinOnline
Sellers often make manipulative and dishonest claims about their products and services.
Such claims, which are more likely to be present in oral interactions, substantially influence …

A Tokenized Future: Regulatory Lessons from Crowdfunding and Standard Form Contracts

DM Ibrahim - Hastings LJ, 2022 - HeinOnline
This Article examines the rapidly changing world of risk investing brought about by
cryptoassets. Risky investments with a technological component have long been the …

Sacrificing Sovereignty: How Tribal-State Tax Compacts Impact Economic Development in Indian Country

P Browde - Hastings LJ, 2022 - HeinOnline
In seeking to assert civil regulatory authority in Indian Country,'state and local governments
encroach on tribal jurisdiction and sovereignty. 2 When a state asserts its taxing authority …

Shaping Preferences with Pigouvian Taxes

G Lucas Jr - Available at SSRN 4489982, 2023 - papers.ssrn.com
A Pigouvian tax is a tax that is imposed to correct an externality, which arises when a person
engages in behavior that harms others without their consent. Pigouvian taxes are popular …

PAYWALLING HUMANS

NG Packin - Theoretical Inquiries in Law (forthcoming 2024), 2024 - papers.ssrn.com
This Article addresses the trend of relegating human customer service to a premium-service
in the wake of advancing automation and AI technolo-gies, underscoring the ethical, social …

Regulating Excessive Credit

A Faust - Wis. L. Rev., 2023 - HeinOnline
" I was sold a 2014 Nissan Sentra for $15,900 minus $2,000 trade-in on a 72-month loan,
but Santander Consumer USA charged me $31,921.76 with monthly payments of $415.58," …

Sticky Omitted Choice-of-Law Clauses: The Case of Heir Hunters

D Horton - Tul. L. Rev., 2022 - HeinOnline
In March 2018, Robert Zamastil died childless, unmarried, and intestate in Iowa. 1 Zamastil,
a construction worker turned farmer, 2 had amassed between $1,500,000 and $3,000,000 …