Bu çalışmada Türkiye'de kredi kartı harcamaları ile tüketici güveni ve enflasyon arasındaki
ilişkinin araştırılması amaçlanmaktadır. Bu doğrultuda Türkiye'de 2012: 2-2018: 2 …

We analyze the risk of default and provision of collateral for bank loans made to firms of
varied credit qualities using a unique dataset obtained from a major state-owned …

A partial test for strategic behavior in bankruptcy filing may be formulated by testing whether
consumers manipulate their debt and filing decision jointly, or not: that is, testing for …

ABSTRACT A positive correlation between insurance coverage and ex post risk can be an
indicator for private information in insurance markets. However, this test fails if agents have …

Consumer bankruptcy can serve as insurance against large financial shocks but may also
provide an opportunity for deliberate use. This paper proposes and implements a model to …

Purpose–The purpose of this paper is to model asymmetric information and study the
profitability of venture capital (VC) backed initial public offerings (IPOs). The mixtures …

Group lending has been widely adopted in the past thirty years by many microfinance
institutions as a means to mitigate information asymmetries when delivering credit to the …

This paper proposes a new model to identify if and how much the educational attainment
gap between blacks and whites is due to the difference in their neighborhoods. In this …

Personal bankruptcies have continued to rise even after passage of a comprehensive reform
designed to curb strategic use of bankruptcy. We formalize a distinction between strategic …