Impact of fintech on bank risk-taking: Evidence from China

L Deng, Y Lv, Y Liu, Y Zhao - Risks, 2021 - mdpi.com
This article focuses on the relationship between Fintech and bank risk-taking behavior.
Since Robo-Advisor is one of the mature applications of Fintech, we found that the …

Does fintech lending expansion disturb financial system stability? Evidence from Indonesia

E Junarsin, RY Pelawi, J Kristanto, I Marcelin… - Heliyon, 2023 - cell.com
Literature suggests two contradictory views regarding the impacts of fintech lending on
banks. The competition-instability proponents believe that fintech lending expansion erodes …

The impact of digital finance on financial efficiency

Q Wang, J Yang, Y Chiu, TY Lin - Managerial and Decision …, 2020 - Wiley Online Library
This paper quantitatively analyzes the impact of digital finance on financial efficiency. The
results show that digital finance has slightly improved the efficiency of the financial sector …

Online banking applications and community bank performance

RN Acharya, A Kagan, S Rao Lingam - International Journal of Bank …, 2008 - emerald.com
Purpose–The purpose of this paper is to examine the impact of online banking intensity on
the financial performance of community banks. Design/methodology/approach–This study …

Digital financial inclusion to corporation value: The mediating effect of ambidextrous innovation

Y Yang, S Shi, J Wu - Sustainability, 2022 - mdpi.com
Corporate innovation can be subdivided, according to its approach and novelty, into
exploitative innovation and exploratory innovation, ie, ambidextrous innovation. Defined as …

[PDF][PDF] Does Internet banking affect the performance of community banks?

A Kagan, RN Acharya, RS Lingam, V Kodepaka - 2005 - ageconsearch.umn.edu
Does Internet Banking Affect the Performance of Community Banks Page 1 Give to AgEcon
Search The World’s Largest Open Access Agricultural & Applied Economics Digital Library …

Spatial spillover and impact factors of the internet finance development in China

J Huang, W Zhang, W Ruan - Physica A: Statistical Mechanics and Its …, 2019 - Elsevier
Using the social network analysis and quadratic assignment procedure method, this paper
analyzes the network characteristic and impact factors of internet finance development in …

[PDF][PDF] Impact of website usability on performance: A heuristic evaluation of community bank homepage implementation

RN Acharya, A Kagan, SR Lingam… - Journal of Business & …, 2008 - researchgate.net
Many businesses are now using Internet websites as a competitive tool to attract new
customers, improve service quality, and boost overall financial performance. Recent studies …

Traditional finance, digital finance, and financial efficiency: An empirical analysis based on 19 urban agglomerations in China

Y Wang, A Jiang, S Zhang, W Chen - International Review of Financial …, 2024 - Elsevier
With the emergence of the digital economy era, enhancing financial efficiency through the
complementary effect of digital and traditional finance has increasingly become a focal point …

Community banks versus non‐community banks: Post the Great Recession

A Fayman, SJ Chen, T Mayes - Economic Notes, 2022 - Wiley Online Library
Community banks (CBs), despite holding a fairly small share of US banking assets, provide
vital financial services to key segments of the economy and fill a void untapped by larger …