The family financial socialization (FFS) theory details associations among demographic
characteristics, financial socialization, and financial capabilities. Given that the transitions …

There is a general perception that military members (Regular Force members with full-time
employment) and their families have better financial well-being and less financial stress than …

Despite significant media and policy attention to the financial conditions of military and
civilian households in American over the past few years, little is known about their relative …

Regulation of small‐dollar lending in the United States is heterogeneous, leaving open the
question about what policy designs work best for protecting consumers. We compare the …

Financial counseling plays an important role for low-and moderate-income Americans and
deserves more attention from leaders in the field. As financial counseling has evolved, the …

Grounded in the theory of planned behavior and family systems theory, this study examined
the notion that financial attitudes are a driving force in financial management behaviors and …

In this study we test whether behaviorally-motivated informational interventions can lead
individuals to utilize consumer financial protections. Specifically, we use a large-scale …

As a research field, the purpose of personal finance is to improve consumer financial
capability and well-being. In this chapter, the term “consumers” refers to individuals and …

Introduction: Military families are often confronted with unique financial stressors related to
the military lifestyle, including relocations, loss of spousal job, or child care expenses …

There are over 615,000 women military spouses and 1,786 known military spouse business
owners who relocate every 2 to 3 years to follow their active duty spouse. The research …