Credit risk assessment and relationship lending: An empirical analysis of German small and medium‐sized enterprises

P Behr, A Güttler - Journal of Small Business Management, 2007 - Taylor & Francis
We estimate a logit scoring model for the prediction of the probability of default by German
small and medium‐sized enterprises (SMEs) using a unique data set on SME loans in …

[PDF][PDF] Impact of SMEs character in the loan approval stage

YT Sheng, NSA Rani, JM Shaikh - Business and Economics …, 2011 - researchgate.net
We attempt to integrate the prior literature on SME financing, and propose that these issues
should be researched in a structured and holistic manner. To that end, we suggest that SME …

Debt financing decisions of SMEs in emerging markets: empirical evidence from Malaysia

S Wasiuzzaman, N Nurdin - International Journal of Bank Marketing, 2019 - emerald.com
Purpose The purpose of this paper is to examine the various factors that influence a small
and medium enterprise's (SME) decision to apply for bank loans. Design/methodology …

Creditworthiness and access to finance: a study of SMEs in the Malaysian manufacturing industry

S Wasiuzzaman, N Nurdin, AH Abdullah… - Management Research …, 2020 - emerald.com
Purpose The purpose of this study is to empirically assess the relationship between the
dimensions of creditworthiness and access to finance of small and medium-sized …

Creditworthiness and access to finance of SMEs in Malaysia: do linkages with large firms matter?

S Wasiuzzaman, N Nurdin, AH Abdullah… - Journal of Small …, 2020 - emerald.com
Purpose This study investigates the influence of inter-firm linkages between small and
medium enterprises (SMEs) and large firms on the relationship between an SME's …

Microfinance practices in Malaysia: from'kootu'concept to the replication of the Grameen Bank model

NSA Rani, N Hamit, CA Das… - Journal for International …, 2011 - inderscienceonline.com
This research analysis is on microfinance practice and its contributions towards the
sustainability and development of women entrepreneurs in Malaysia. In fact, in Malaysia …

Customer determinants of used auto loan churn: comparing predictive performance using machine learning techniques

C Valluri, S Raju, VH Patil - Journal of Marketing Analytics, 2021 - Springer
This paper addresses the use of a customer character model as a determinant of used auto
loan churn among a unique population of subprime borrowers. The customer character …

[PDF][PDF] The role of microfinance in development of micro enterprises in Malaysia

J Tuyon, SJ S Mohammad, R Ali - 2011 - researchgate.net
Micro enterprises play an important role is socio-economic development in Malaysia.
Acknowledging this, development of micro enterprises has been a key strategy of the …

A market study on bank credit facilities to small and medium enterprises

PV Lakshmi, MS Murugan - IUP Journal of Bank Management, 2009 - search.proquest.com
The SMEs sector is emerging as one of the dominant sectors of the Indian economy. A
convenience sample survey of 150 SMEs across Chennai city was conducted to analyze the …

The effect of demand-side factors on accessing external finance and performance of SMEs in Thailand

N Sarapaivanich, B Kotey - 2007 - rune.une.edu.au
SMEs make substantial contributions to the Thai economy in terms of output, employment,
and effective utilisation of regional resources. In view of these contributions, SMEs are at the …