本文应用实验室实验方法, 研究了在不同贷款契约情况下, 借款人风险态度等因素对合作水平(
努力程度) 的影响. 研究发现:(1) 联保贷款契约下参与者的努力水平之间存在正相关关系 …

This study examined the formation and operation of women's microfinance self-help groups
in southern India and investigated whether or not the poorest of the poor women were …

Poverty has adverse impact on economic growth, human dignity and wellbeing. Therefore,
experiments with microloans to tackle financial exclusion and underinvestment have positive …

Understanding the behavior of the poor has long been an important focus of microfinance
(MF) research. On the one hand, several studies have been conducted to understand the …

This paper studies the importance of microfinance funding channels by analyzing how for-
profit and non-profit microfinance institutions' performances differ in practice. Generally all …

Traditional micro-lending schemes suffer from high transaction costs relative to the loan size,
which renders many small loans uneconomical. This paper proposes an alternative lending …

This paper investigates whether joint liability lending schemes achieved better repayment
rates than individual liability lending. We first use game theoretical model to establish …

This thesis aims to compare loan repayment decisions under individual and joint liability
lending schemes using game theoretical models and laboratory experiments. We find that …

This thesis focuses on the effects of behavioral phenomena in the context of agency
problems. It comprises four research studies based on laboratory experiments and field …