The number of people enrolled in consumer‐directed health plans (CDHPs) has increased
dramatically over the last decade. We review the empirical literature on the effects of …

Importance High-deductible health plans with health savings accounts (HDHP-HSAs)
incentivize patients to use less health care, including necessary care. Preventive drug lists …

Promise and Reality of Price Transparency Patients face increasing out-of-pocket health
care costs and can save money by seeking care from lower-priced providers. Accurate …

Price transparency initiatives have recently emerged as a solution to the lack of health care
price information available to consumers. This paper uses the staggered and nationwide …

Objective: This study examined buprenorphine prescription uptake and expenditure trends
among privately insured adults from 2003 to 2015 to inform efforts to expand opioid use …

Objective To investigate whether enrollment in high‐deductible health plans (HDHP s) led
enrollees to choose lower‐priced providers for office visits and laboratory tests. Study …

Objective: Study occurrence and consequences of deductibles and medical debt among
privately insured under the Affordable Care Act. Methods: Analysis of 2012–2016 National …

We examine the effect of a value‐based insurance design (VBID) program implemented at a
large public employer in the state of Oregon. The program substantially increased cost …

Abstract “Consumer-Directed” Health Plans (CDHPs), those with high deductibles and
personal medical accounts, have been shown to reduce health care spending. The impact of …

A high-deductible health plan (HDHP) may incentivize enrollees to limit health care use at
the beginning of a plan year, when they are responsible for 100% of costs, or to increase the …