Purpose The purpose of this paper is to investigate the current state of research on Personal
Financial Management Behavior (PFMB), with a prime focus on its antecedents and the …

Financial literacy research of the past 40 years (1970–2010) has largely ignored the
reasons for sociodemographic differences in financial outcomes. The primary purpose of this …

This paper studies the relationship between socio‐economic factors, financial literacy,
money management skill, overspending and impulsiveness on credit card repayment …

The consumer culture has evolved into one of the most powerful forces shaping individuals
and societies (Roberts and Sepulveda 1999 a, b). The desire to become a member of the …

Compulsive buying is an understudied, but growing, dysfunctional consumer behaviour with
harmful psychological and financial consequences. Clinical perspectives treat it as a …

The issue of credit‐card debt among college students has received increasing attention.
This study explored factors hypothesized to be causes and effects of credit‐card debt in 448 …

Contemporary high levels of consumer debt and bankruptcy suggest reconsideration of
hypothesized middle-class delay of gratification. Theories of self-identity in post-industrial …

In Iceland, levels of debt had risen to an unprecedented extreme in the years prior to the
country's economic collapse in October 2008. This rise occurred in the context of a …

Previous research has linked personality traits, material values, and money management to
savings, debt, and compulsive buying. To extend previous research, four online surveys …

In this paper we explore the association between debt and psychological well-being
amongst heads of households using the British Household Panel Survey. Our principle …