Credit scoring is an effective tool for banks and lending companies to manage the potential
credit risk of borrowers. Machine learning algorithms have made grand progress in …

In recent years, online consumer credit in China has boomed. Many Chinese
undergraduates are interested in utilizing online consumer credit to meet their increasing …

This research investigates the debt management literacy among credit card users. Based on
thematic analysis through semi-structured interviews with debt management experts …

Purpose of the study: This study aims to find credit card literacy (henceforward CCL) and
credit card usage behavior (henceforward CCUB) in India. Methodology: A survey was …

The issues of both system security and safety can be dissected integrally from the
perspective of behavioral appropriateness. That is, a system that is secure or safe can be …

The issues of both system security and safety can be dissected integrally from the
perspective of behavioral\emph {appropriateness}. That is, a system is secure or safe can be …

Behavior computing plays a key role in various fields, enhancing the performance and
effectiveness of computational systems through the integration of behavioral data. It involves …

El presente trabajo de investigación tuvo como objetivo: Aplicar una estrategia financiera,
que tenga en cuenta la intencionalidad formativa y su apropiación para el otorgamiento de …

This study aims to understand credit card awareness (CCL) and credit card usage behavior
(CCUB) in India. A survey was conducted; a survey with 400 respondents who use credit …

Credit card payment has been flourishing in marketing transaction in the United States for
decades, while variety of consumer behavior and digital development bring about new …