Purpose Financial literacy, capability and behavior are crucial factors in personal financial
management, which in turn plays a significant role in individual and societal financial well …

Financial difficulties have a severe impact on families and children who grow up in poor
families. Social workers can help families address their financial problems through a variety …

Efforts to improve family financial well-being usually employ individual-level, knowledge-
targeted educational efforts. However, the availability and appropriateness of financial …

Abstract Background and Objectives Financial capability, comprising financial literacy,
access, and behavior, can influence an individual's ability to effectively use financial …

Using longitudinal data from the Panel Study of Income Dynamics (PSID), this study
examines the extent to which financial literacy can mitigate financial distress. Employing a …

Financial access is used in practice and research as an important concept relevant to
financial capability and financial well‐being. This study examines the literature on individual …

Financial literacy is a person's ability to understand and manage personal finances
effectively. High education and financial literacy will certainly influence financial behavior …

Many US workers struggle with financial challenges. Human service organizations (HSOs)
can consider ways to better promote financial well-being among staff, especially lower …

Although adolescents' family socioeconomic contexts have been widely investigated, their
conventional indicators neglect human adaptability, are segmented and difficult to modify …

As economic downturns and social uncertainties arise domestically and globally, the
capability to cope with financial emergencies and adversities, known as financial resilience …