Regulatory arbitrage or random errors? Implications of race prediction algorithms in fair lending analysis
When race is not directly observed, regulators and analysts commonly predict it using
algorithms based on last name and address. In small business lending—where regulators …
algorithms based on last name and address. In small business lending—where regulators …
[HTML][HTML] Fintech, financial inclusion, digital currency, and CBDC
Fintech refers to integrating technology into the product and service offerings of financial
institutions to improve their delivery to consumers. The widespread adoption of mobile …
institutions to improve their delivery to consumers. The widespread adoption of mobile …