The issue of non-performing assets (NPA), the root cause of the recent global financial crisis,
has been drawing the attention of the policy makers and academicians alike. The problem of …

The Reserve Bank of India has directed all banks to maintain" no-frills accounts"—a bank
account at zero balance—for 100% financial inclusion so as to include all households under …

Financial inclusion can play a key role in facilitating inclusive economic growth particularly
in a developing economy. An inclusive finance must provide better banking services to all …

Though the relevance of grassroots institutions for financial inclusion (FI) is widely
recognised, we still do not fully understand its differential effect on FI, particularly in relation …

Effective control of non‐performing assets (NPAs) is critical for sustainable and healthy
growth in the banking sector of any economy. In this paper we attempt to establish a …

Agriculture comprises 21% of India's aggregate gross value added and provides income for
more than half of the country's population. Around 80% of cultivator households are small …

Financial inclusion is gaining momentum both as a concept and as a policy solution, and,
while it can do some good, it is not likely to change the economic fate of the world's poor …

The insistent push towards privatisation of the agrarian sector is epitomised in the now
repealed farm laws, and field data from thirteen Bhojpuri villages in Bihar, reveals that they …

While access to financial resources is critical for the very survival of the self employed poor
in a developing country like India, this paper shows that the poor often needs to depend on …

Microcredit is a great choice for rural women as it provides them the required economic and
social skills to face challenging environments. The purpose of the paper was to review the …