Financial intermediation and the funding of biomedical innovation: A review

AW Lo, RT Thakor - Journal of Financial Intermediation, 2023 - Elsevier
We review the literature on financial intermediation in the process by which new medical
therapeutics are financed, developed, and delivered. We discuss the contributing factors that …

[图书][B] The industrial organization of banking

D Van Hoose - 2010 - Springer
This second edition of The Industrial Organization explores the study of the structure of
individual banks, banking markets, and their interactions. The book has the same two key …

[HTML][HTML] Bank regulation and supervision: A symbiotic relationship

I Agarwal, T Goel - Journal of Banking & Finance, 2024 - Elsevier
Supervisory assessments such as stress-tests gauge banks' riskiness and allow regulators
to impose bank-specific capital regulation. This can improve welfare. Yet, regulation based …

Bank capital structure and regulation: Overcoming and embracing adverse selection

S Biswas, K Koufopoulos - Journal of Financial Economics, 2022 - Elsevier
We study bank regulation under optimal contracting, absent exogenous distortions. In
equilibrium, banks offer a senior claim (deposits) to external investors and retain equity; the …

Financial intermediation and the funding of biomedical innovation: a review

AW Lo, RT Thakor - 2022 - nber.org
We review the literature on financial intermediation in the process by which new medical
therapeutics are financed, developed, and delivered. We discuss the contributing factors that …

Green banks versus non‐green banks: A financial stability comparative analysis in terms of CAMEL ratios

I Malandrakis, K Drakos - International Journal of Finance & …, 2024 - Wiley Online Library
This study examines green and non‐green‐banks from a financial stability point of view and
specifically whether there are any discernible performance differences between the two …

[HTML][HTML] Back to the roots of internal credit risk models: Does risk explain why banks' risk-weighted asset levels converge over time?

V Böhnke, S Ongena, F Paraschiv, EJ Reite - Journal of Banking & Finance, 2023 - Elsevier
The internal ratings-based (IRB) approach maps bank risk profiles more adequately than the
standardized approach. After switching to IRB, banks' risk-weighted asset (RWA) densities …

Improving regulatory capital allocation: a case for the internal ratings-based approach for retail credit risk exposures

R Stewart - Journal of Financial Regulation and Compliance, 2021 - emerald.com
Purpose The purpose of this study is to demonstrate that the internal ratings-based (IRB)
approach provides more effective risk discrimination than the standardized approach when …

Еще раз о концепции чувствительности регулятивного банковского капитала к риску

АЮ Симановский - Вопросы экономики, 2024 - vopreco.ru
Аннотация В статье исследуется обоснованность концепции чувствительности
регулятивного банковского капитала к риску. Отмечено, что риски потерь, в том числе …

[PDF][PDF] Limits of stress-test based bank regulation

T Goel, I Agarwal - Bank for International Settlements Working Papers, 2021 - suerf.org
The great financial crisis revealed that banks, especially large and complex banks, are
opaque (Gorton, 2009). As a result, regulators in many countries are now increasingly …