This study answers the question: Does a combination of microcredit and microinsurance
improve the wellbeing of low-income households? We examine this challenge through …

This study uses evidence gathered from survey responses from 572 rural households in
Ghana to examine the link between organic expenditure and off-farm income. To solve the …

Purpose This paper aims to examine the determinants of rural dwellers financial literacy in
Ghana. Design/methodology/approach A cross-sectional primary data set was used to …

Although microfinance is usually delivered with a spatial outlook, the literature is so far silent
on the potential spatial effect of microfinance delivery. The aim of this study was, therefore, to …

While the relationship between income and food security is well established, a case for the
effect of credit on food security remains rather limited. This study examined the relationship …

The purpose of this paper is to assess the welfare status and analyze the impact of
participation in farm package programs on the welfare of smallholder farmers. We used …

Credit has been identified as an essential tool to improve poor households' livelihood.
Therefore, for rural farm households to improve their welfare and invest in productive …

This study examined the impact of off-farm employment on rural household agriculture credit
fungibility (CF) using survey data collected from four regions in Ghana; however, the study …

Many loan applicants and households face the problem of loan refusal but researchers
passively discuss it and do not consider discussing its intensity. This paper uses the fifth …

Purpose-Rural poor women in Bangladesh were provided microcredit support by the
microcredit providers for improving their living standard. However, it is still unclear whether …