Purpose This paper reviews recent advances in the empirical literature of FinTech and
household finance. Design/methodology/approach We survey the effects of FinTech on …

The choice of payment instrument, which is used every day to make life easier, comprises
one of the consumer financial decisions influenced by several factors. To investigate when …

COVID-19 has temporarily changed the relative costs and benefits of different payment
methods: cash has become more costly in terms of health risks, ease of use and likelihood of …

The past decade has witnessed a phenomenal rise of digital wallets, and the COVID-19
pandemic further accelerated their adoption globally. Such e-wallets provide not only a …

This paper attempts to explain the differences in Central Bank Digital Currency (CBDC)
adoption across emerging and advanced countries using an ordered probit model. Based …

Financial inclusion and digital payment use remain low in Peru. There is extensive literature
on the determinants of deposit account access as a measure of financial inclusion, but few …

Purpose The development of financial technology (fintech), especially digital payments (e-
payments), aims to increase the efficiency and effectiveness of economic transactions. This …

How does the improved convenience of electronic payments affect consumer payment
choice and cash demand? We study the staggered, quasi-random introduction of …

Research on holding and use of cash involves many aspects, such as reasons for holding
and hoarding cash, transactional demand for cash, cash management, type of spending …

Digital finance which is facilitated by electronic banking is absolutely paramount for realising
the developmental objectives of emerging economies. Success of service innovations in the …