Method of selecting borrowers' features for credit risk assessment

K Lorenz - Procedia Computer Science, 2023 - Elsevier
Granting credit involves certain risks and thus financial institutions try to minimize them using
various methods. The aim of this article is to develop a method of selecting borrowers' …

GAAMmf: genetic algorithm with aggressive mutation and decreasing feature set for feature selection

R Izabela, L Krzysztof - Genetic Programming and Evolvable Machines, 2023 - Springer
This paper introduces a modified version of a genetic algorithm with aggressive mutation
(GAAM), one of the genetic algorithms (GAs) used for feature selection. The modification …