A denial a day keeps the doctor away

A Dunn, JD Gottlieb, AH Shapiro… - … Quarterly Journal of …, 2024 - academic.oup.com
Who bears the consequences of administrative problems in health care? We use data on
repeated interactions between a large sample of US physicians and many different insurers …

The social determinants of choice quality: evidence from health insurance in the Netherlands

Market provision of impure public goods such as insurance retirement savings and
education is common and growing as policy makers seek to offer more choice and gain …

The industrial organization of health care markets

B Handel, K Ho - Handbook of industrial organization, 2021 - Elsevier
In this chapter we outline the tools that have been developed to model and analyze
competition and regulation in health care markets, and describe particular papers that apply …

Sources of inertia in the individual health insurance market

C Drake, C Ryan, B Dowd - Journal of Public Economics, 2022 - Elsevier
Consumers in private health insurance markets are highly inertial. The literature has
repeatedly found consumers are willing to pay thousands of dollars to keep their health plan …

Inertia, market power, and adverse selection in health insurance: Evidence from the ACA exchanges

E Saltzman, A Swanson, D Polsky - 2021 - nber.org
We study how inertia interacts with market power and adverse selection in managed
competition health insurance markets. We use consumer-level data to estimate a model of …

Adapting to natural disasters through better information: Evidence from the home seller disclosure requirement

S Lee - MIT Center for Real Estate Research Paper, 2021 - papers.ssrn.com
While flood damage is determined by both flood intensity and population exposure, the US
has primarily focused on managing the former, with little success. This paper studies …

[PDF][PDF] The socio-economic distribution of choice quality: Evidence from health insurance in the netherlands

B Handel, J Kolstad, T Minten… - American Economic …, 2023 - benjaminhandel.com
Policy makers increasingly offer choice or rely on markets in the provision of public services
(eg, health insurance, retirement savings). Choice frictions can unwind the potential benefits …

Financial transaction costs reduce benefit take-up evidence from zero-premium health insurance plans in Colorado

C Drake, D Anderson, ST Cai, DW Sacks - Journal of Health Economics, 2023 - Elsevier
With the passage of the American Recovery Plan Act of 2021, roughly 12 million Americans
are eligible to purchase zero-premium Health Insurance Marketplace plans. Millions more …

Unobserved heterogeneity, state dependence, and health plan choices

A Pakes, JR Porter, M Shepard, S Calder-Wang - 2021 - nber.org
We provide a new method to analyze discrete choice models with state dependence and
individual-by-product fixed effects and use it to analyze consumer choices in a policy …

[HTML][HTML] Estimated plan enrollment outcomes after changes to US health insurance marketplace automatic renewal rules

DM Anderson, PW Rasmussen, C Drake - JAMA Health Forum, 2021 - jamanetwork.com
Importance The American Rescue Plan increases premium subsidies for health insurance
marketplace enrollees, potentially leading to situations in which enrollees could switch to …