Four experiments and one study were conducted to test the hypothesis that stimuli
associated with spending can elicit spending responses. In all experiments, credit card …

This paper addresses the problem of why and how a seller should develop a discount
pricing structure even if such a pricing structure does not alter ultimate demand. The …

Research on holding and use of cash involves many aspects, such as reasons for holding
and hoarding cash, transactional demand for cash, cash management, type of spending …

Using unique data consisting of more than 16.3 million sales transactions provided by a
leading European fashion e-commerce company, this study evaluates several payment …

A comparison of attitudes towards credit cards and purchase behaviours reveals some
major differences between French and English Canadians. The determinants of frequency of …

The present research investigates how differences in payment mechanisms, and between
cash and e-payments, in particular, influence sellers' pricing behavior. Extant finance …

Credit cards have been viewed as a competitive banking product that helps to improve a
bank's financial position while at the same time improving financial transactions among …

The primary objectives of this study were to examine changes in credit card usage and the
amount of debt between 1982 and 1986 and to identify factors influencing the amount of and …

Recent legislation and court settlements in the United States allow merchants to use price
discounts to steer customers to pay with means of payment that are less costly to merchants …

The study is aimed at validating attributes that influence the differences in attitudes among
active and inactive cardholders. By focusing on relevant attributes that have been identified …