The Patient Protection and Affordable Care Act introduced several new policies in 2014,
including subsidized private coverage. Individuals gain eligibility to substantial tax credits …

Health insurer medical loss ratios (MLRs) are the percentage of premium dollar spent on
medical claims and healthcare quality improvement expenses (QIEs). QIEs include activities …

Using medical insurance (MI) to shift employees' health risks outside is an important risk
management tool for modern firms. Existing studies usually treat firms' contributions to …

Health insurance markets face continued challenges with high premiums and limited insurer
competition. We describe a unique set of “active purchasing” policies used by …

This article examines how the Affordable Care Act (ACA) would change financial resources
for and transfers to the previously uninsured if they were to purchase coverage in the ACA …

Abstract While the Affordable Care Act successfully expanded health insurance access, the
law's private insurance component drew far fewer participants than projected. This study …

Creating new markets is a prevalent approach for implementing large social programs.
Assuming firms have full information about the relevant parameters upon market inception is …

This paper investigates the relation between medical insurance contribution and firm-level
total factor productivity in China. Using a sample of Chinese A-share companies from 2007 …

Abstract Background: The United States spends 18% of gross domestic product, the largest
proportion globally, on healthcare. American healthcare administration costs two to five …

This analysis identifies and evaluates the impact of consumer perceptions of access and
perceptions of affordability by health insurance type (Medicaid, marketplace and employer …