Transaction authentication over independent network

SE Smith, TL Davis - US Patent App. 12/288,660, 2009 - Google Patents
BACKGROUND 0003. An online transaction, wherein “online” means over the internet or
another network accessible by a personal com puter, is generally perceived as" …

Transaction authentication over independent network

SE Smith, TL Davis - US Patent App. 12/288,660, 2009 - freepatentsonline.com
A method of authenticating an online transaction over a first network uses 2-factor
authentication of the user to defeat hacker attacks. A communication device is registered for …